Terms and Conditions
Last updated: January 2026
Welcome to Calmoriz. By accessing and using this website, you agree to comply with these terms and conditions. If you disagree with any part, we ask that you do not use our services.
1. Nature of Service
Calmoriz is an educational portal that provides information and resources on financial education. We do not provide financial services, investment advice, or asset management. All content is for educational and informational purposes only.
2. Use of Content
The content on this site is protected by copyright. You may use the information for your personal education, but reproduction, distribution, or commercial use without express authorization is not permitted.
3. Limitation of Liability
The information provided does not constitute professional financial advice. We are not responsible for financial decisions made based on our content. We always recommend consulting certified professionals for investment decisions.
4. Accuracy of Information
We strive to maintain accurate and up-to-date information, but we do not guarantee the complete accuracy of all content. Financial markets change constantly and information may become outdated.
5. Third-Party Links
Our site may contain links to external sites. We are not responsible for the content, privacy policies, or practices of third-party sites.
6. Modifications
We reserve the right to modify these terms at any time. Changes will take effect immediately after publication. Continued use of the site implies acceptance of the modified terms.
7. Applicable Law
These terms are governed by the laws of the Republic of Peru. Any dispute will be submitted to the jurisdiction of the courts of Lima.
8. Contact
For any questions about these terms, contact us through our contact form or at contacto@calmoriz.com.